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                          How much life insurance do I need?

Determining the amount of insurance you need to purchase is a difficult question because it depends on
many factors that cannot be predicted such as how long you will live. A simple approach is to plan as if
your family would have to go on without you tomorrow and decide how much money they would need
to:

•Pay final expenses, including funeral costs
•Pay off debts, including mortgage
•Pay Estate taxes if applicable
•Pay for college expenses for children
•Pay survivor living expenses

There are a number of methods used to calculate the amount of insurance to purchase. Some are as
simple as purchasing a multiple of your current salary. At Anderson-Williamson Insurance, LLC, we
understand that the reason you are interested in Life Insurance is to protect your family. We will discuss
your financial plans and expectations in depth and we will take all the time necessary to ensure your
family’s needs are met.




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